Personal loan rates and deals by Bank.

Banks are currently not as aggressive on their personal loan as they were before the start of the financial crisis. This despite the surplus liquidity in the system as well as lower credit off take. No wonder, things like ‘pre-approved’ personal loans and loans on the customer’s ‘track record’ seem to have almost become a thing of the past. Even personal loan rate don’t seem to be as attractive as they were just a year before.

Still personal loans have their own charm. Particularly because they always come handy in times of need and crisis. This, however, doesn’t mean that you should be willing to pay more interest on them. It is, in fact, your responsibility to check out the latest interest rates being offered by various banks and go for the best or at least a good deal.
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